Invest in T&C’s Youth Share Certificates with a variety of rates, terms and minimum deposit requirements. It is a great way to earn a guaranteed rate of return!

• Available for youth under the age of 18 years old.
• Competitive dividend rates.
• Minimum balance of $100, terms of 3-5, 6-11 or 12-23 months.
• Certificate must be in youth's name, a joint owner can be on the certificate, but cannot be the sole owner of the certificate.
• Account must be opened under the youth's account number.
• No fees.
• Non-renewable, will mature to youth members' savings or checking account.
• Rates are guaranteed for the term of your certificate.
• Although there are penalties for early withdrawals of the principal, quarterly dividends may be withdrawn without penalty.
• Certificate accounts are insured up to $100,000 by the NCUA.

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