Congratulations!

T&C would like to congratulate you on your engagement. Our wedding gift to you is to make your financial life easier by offering you the following:  

• Wedding Loans
• MatriMoney Registry
• 24/7 Loan & Mortgage Center
• FREE Checking with NO Minimum Balance
• FREE Debit MasterCard with
• FREE Online Banking
• FREE Bill Pay with FREE Online Statements
• Over 28,000 Surcharge-Free ATMs
• Over 2,900 Shared Branches Across the U.S.

T&C Service Coupons

When you open a joint checking account or wedding loan at T&C, you receive these bonus services.* 

• FREE First Order of 150 Checks (any style)

• Buy Back Checks at 5 Cents per Check  (up to 200 checks per person)

• FREE Travelers Checks Fee (up to $500 purchase)

• NO-COST Financial Analysis with a Representative

• Receive a $300 Closing Cost Credit on a Home  Mortgage (when you apply in person)

• FREE Bill Pay with FREE Online Statements

* Membership and loan approval required.

Wedding Loan

Open a special 8.5% APR* Wedding Loan with a maximum of $15,000 for up to a 72-month term to help with your wedding expenses. Apply at any branch. 

*APR=Annual Percentage Rate, subject to change. Loans subject to approval and a checking account is required. Offer expires 12/31/08.

Special Gifts for You

When you open a joint checking account or wedding loan at T&C, you'll be automatically entered into a drawing for the following prizes*:

T&C Federal Credit Union $100 Target Gift Card

Fox Portrait Studios Free photography coverage at your shower! (2 hours of professional photographic coverage for up to 50 4"x 5" prints in an album!)

Harwood Tuxedos FREE wedding party (six or less)

Jacobsen's Flowers & Gifts FREE dozen roses

Laura Lynn Bridal & Tuxedo 1/2 off the purchase of a wedding gown

Marriott at Centerpoint "Two for Breakfast" - A guest room on a Friday or Saturday night with breakfast for two the next morning in the Parkway Grille Restaurant

McIninch Limousine & Sedan Service $100.00 Gift Certificate on any event

Michigan Wedding Officiate Services FREE Unity Candle Set (Value up to $50.00)

Oakwood Wedding Chapel $100.00 Gift Certificate toward wedding ceremony

Victoria's Delights Bistro & Catering $25.00 Gift Certificate

Waterfall Jewelers $150.00 Gift Certificate

* No purchase necessary. Drawing will take place on 12/31/08. Not redeemable for cash.

Wedding Discounts

Open a joint checking account or wedding loan at T&C and receive these great discounts*:

48 FREE Wallet Size Photographs

FREE "In Studio" Engagement Session (One FREE 5x7 Portrait)

2 for 1 Wedding DVD (Purchase one DVD of your Wedding Photos and Receive one DVD free)

A Special Gift for Your Special Day Grooms FREE with six or more rentals & 10% OFF entire wedding party.  

10% OFF Wedding Flowers

FREE Tiara with the purchase of a bridal gown

10% OFF Published Wedding Package
Prices for Friday and Sunday Wedding Receptions. 

Special room rates for wedding guests are also available.

10% OFF a minimum 3-hour wedding package

$50 OFF a minimum service of $250 or more

20% OFF Wedding Package

 Complimentary Fruit & Cheese Display with any Wedding Package ($500 value)

$50 Gift Certificate toward any Bridal Jewelry or Attendants Gifts

*T&C membership is required for all offers (call for eligibility requirements or click here to visit the Membership Information page). Not actual coupons and not redeemable for products or cash. 

MatriMoney

The MatriMoney Cash Registry is now available for couples getting married.
For additional info Click here.

Cashing Your Wedding Checks

Important Information

• Add your fiancé to your account in advance so it's easier to cash checks.
• The bride needs to present her driver's license and the marriage certificate in person as proof of the marriage in order to take checks in her married name. If she has changed her name at the Secretary of State's office, a marriage certificate isn't needed.
• Once the bride has legally changed her name through the Secretary of State, the driver's license number on the account also needs to be changed. 
• The bride's name needs to be changed on the account first before checks can be ordered for the couple in their married name (a marriage certificate is needed).
• To eliminate identity problems, the bride needs to change her name at work as soon as possible so that payroll checks are made payable to her married name.
• Brides should keep a copy of the marriage certificate or a new driver's license on hand until all gifts have been received. This will prevent problems if checks are made payable to the bride's maiden name.
• Count CASH and checks several times before you make the deposit in order to verify the amount with the Teller.

Endorsing Your Checks

• When a check is made payable to the bride in her married name, she only needs to sign her married name. If the check is made payable to her maiden name, she needs to endorse the check in her maiden name and in her married name.
• If the check says "Michelle and Jason Smith," Michelle would sign "Michelle Smith," and Jason would sign "Jason Smith."
• When the check is made payable to "Mr. and Mrs.," it needs to be endorsed by both the bride and the groom with their full names. For example, a check made payable to "Mr. and Mrs. Smith" would be endorsed by Michelle as "Michelle Smith," and by Jason as "Jason Smith."
• If the check is made payable to "Michelle or Jason Smith," either person could endorse it.
• If you aren't sure how to endorse a check, both the bride and groom should sign it.
• Sometimes guests are unsure of the groom's last name and make the check payable to the bride's full name and the groom's first name. In this case, both of you should endorse the back of the check with your full names.

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