Use your certificates or share account as collateral for a lower interest rate loan, and still earn dividends on the certificate or share account.

• Low interest rates.
• To calculate a loan payment to include Credit Life and Credit Disability Insurance Click Here
• Simple interest calculated on the unpaid balance.
• Terms up to 144 months or the remaining term of the secured account, whichever is less.
• You can avoid incurring penalties for early withdrawal from your certificate.

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